Tax toolkit · Documentation

Harvest memo generator

There is no IRS safe harbor defining "substantially identical" — a contemporaneous record of your rationale IS the defense. Fill this in at the time of the trade, print it, and hand it to your CPA at tax time. Nothing is saved anywhere: refreshing this page clears the form.

STEP 1

The sale

Ticker sold

Company / fund name

Purchase date

Sale date

Purchase price / share

Sale price / share

STEP 2

The replacement

Replacement ticker

Name

Shares / amount purchased

Purchase date

STEP 3

Rationale & notes

Different issuer / different CUSIP than the security soldNot an option or contract to acquire the security soldIf both are funds: tracks a different index than the fund soldSelected to maintain sector/sub-industry exposure, not to replicate the identical security

Additional notes (optional)

Wash-sale checklist not yet reviewed — run the eight checks first →

Fill in the ticker sold, sale date, basis and proceeds showing a loss, and a replacement ticker — the memo preview appears here, ready to print.

Everything on this page stays in your browser — nothing you enter is stored or transmitted, and refreshing clears the form. This is an educational tool, not tax advice. Confirm your facts and circumstances with a tax professional.