PAYO
Payoneer Global Inc.
Financials›Financial Services›Transaction & Payment Processing Services
18 stocks · 12 ETFs
data as of Oct 7, 2026
REPLACEMENT RESEARCH
Tax-loss harvesting alternatives for PAYO
Among the 18 Transaction & Payment Processing Services peers screened, FOUR (Shift4) has tracked PAYO most closely over the past year, with a return correlation of 0.33. The strongest fund stand-in is IPAY (ETFMG Prime Mobile Payments) at 0.39 over the past year. Correlations are computed from daily closing-price returns aligned by trading day.
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Single-name peers
| Ticker | Name | Sub-industry | 1Y | 3Y | 5Y | 10Y |
|---|---|---|---|---|---|---|
| FOUR | Shift4 | Transaction & Payment Processing Services | 0.33 | 0.24 | 0.35 | — |
| GPN | Global Payments | Transaction & Payment Processing Services | 0.29 | 0.38 | 0.36 | — |
| CPAY | Corpay | Transaction & Payment Processing Services | 0.29 | 0.38 | 0.35 | — |
| TOST | Toast, Inc. | Transaction & Payment Processing Services | 0.28 | 0.32 | 0.38 | — |
| XYZ | Block Inc. (Square) | Transaction & Payment Processing Services | 0.27 | 0.35 | 0.41 | — |
| MA | Mastercard Inc. | Transaction & Payment Processing Services | 0.27 | 0.31 | 0.32 | — |
| EEFT | Euronet Worldwide | Transaction & Payment Processing Services | 0.27 | 0.33 | 0.31 | — |
| PYPL | PayPal Holdings | Transaction & Payment Processing Services | 0.25 | 0.30 | 0.39 | — |
| FISV | Fiserv | Transaction & Payment Processing Services | 0.25 | 0.25 | 0.27 | — |
| WEX | WEX Inc. | Transaction & Payment Processing Services | 0.23 | 0.30 | 0.32 | — |
| EVTC | EVERTEC, Inc. | Transaction & Payment Processing Services | 0.21 | 0.18 | 0.24 | — |
| NATL | NCR Atleos | Transaction & Payment Processing Services | 0.21 | 0.25 | — | — |
| V | Visa Inc. | Transaction & Payment Processing Services | 0.19 | 0.27 | 0.27 | — |
| FIS | Fidelity National Info | Transaction & Payment Processing Services | 0.17 | 0.18 | 0.24 | — |
| RELY | Remitly | Transaction & Payment Processing Services | 0.15 | 0.23 | 0.34 | — |
| WU | Western Union | Transaction & Payment Processing Services | 0.14 | 0.18 | 0.17 | — |
| JKHY | Jack Henry & Associates | Transaction & Payment Processing Services | 0.12 | 0.16 | 0.19 | — |
| SEZL | Sezzle | Transaction & Payment Processing Services | 0.06 | 0.20 | 0.19 | — |
ETFS
Fund stand-ins
An ETF is generally not 'substantially identical' to a single stock, which is why funds are the standard wash-sale-aware replacement.
| Ticker | Name | Focus | Match | 1Y | 3Y | 5Y | 10Y |
|---|---|---|---|---|---|---|---|
| IPAY | ETFMG Prime Mobile Payments | Payments | SUB-IND | 0.39 | 0.46 | 0.51 | — |
| FINX | Global X FinTech ETF | FinTech | SUB-IND | 0.36 | 0.45 | 0.51 | — |
| ARKF | ARK Fintech Innovation ETF | FinTech (Active) | SUB-IND | 0.33 | 0.43 | 0.52 | — |
| VFH | Vanguard Financials ETF | Financials Sector | SECTOR | 0.30 | 0.38 | 0.36 | — |
| XLF | Financial Select Sector SPDR | Financials Sector | SECTOR | 0.29 | 0.37 | 0.34 | — |
| IYF | iShares US Financials ETF | Financials Sector | SECTOR | 0.28 | 0.36 | 0.35 | — |
| IAI | iShares Broker-Dealers & Exchanges | Capital Markets | INDUSTRY | 0.26 | 0.36 | 0.38 | — |
| KBE | SPDR S&P Bank ETF | Banks | INDUSTRY | 0.25 | 0.32 | 0.33 | — |
| KBWB | Invesco KBW Bank ETF | Large Banks | INDUSTRY | 0.23 | 0.33 | 0.32 | — |
| KRE | SPDR S&P Regional Banking ETF | Regional Banks | SUB-IND | 0.23 | 0.30 | 0.31 | — |
| KIE | SPDR S&P Insurance ETF | Insurance | INDUSTRY | 0.19 | 0.27 | 0.28 | — |
| IAK | iShares US Insurance ETF | Insurance | INDUSTRY | 0.11 | 0.22 | 0.21 | — |
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Method: Pearson correlation of daily closing-price returns, Yahoo Finance data, series aligned by trading day, refreshed weekly. A cell is blank when overlapping history covers less than 60% of its window. Correlation is descriptive, not predictive. Wash-sale treatment depends on facts and circumstances — confirm with a tax professional. Not investment advice.